7 Apps Like Mint: Personal Finance Management Apps in 2024

Managing your personal finances has never been easier, thanks to a plethora of personal finance management apps available in 2024. While Mint has long been a go-to choice for budget-conscious individuals, there are other fantastic apps that offer unique features and benefits. In this blog post, we'll introduce you to 7 apps like Mint, each with its own brand description, main features, popularity, language support, availability, and subscription plans.

1. YNAB (You Need A Budget)

YNAB, short for You Need A Budget, was founded in 2004 by Jesse Mecham. It initially started as a spreadsheet-based budgeting system but later evolved into a full-fledged budgeting app. The company is headquartered in Lehi, Utah, USA. It encourages users to give every dollar a job, ensuring that they allocate their income efficiently toward expenses and financial goals. YNAB is known for its user-friendly interface and practical budgeting philosophy.

Main Features of YNAB

Zero-Based Budgeting: YNAB's core feature is zero-based budgeting, where users allocate every dollar to specific budget categories, ensuring that they are prioritizing their spending.

Expense Tracking: The app provides tools for tracking expenses and transactions, allowing users to stay on top of their financial activity.

Goal Setting: YNAB helps users set financial goals, from paying off debt to saving for a vacation, and provides a clear path to achieve them.

Debt Management: The app offers tools for managing and paying down debts, helping users become debt-free faster.

Subscription Fee/Plan

YNAB offers a subscription-based pricing model with a monthly or annual fee, which varies depending on the user's location. They often provide a free trial period for new users.

The subscription fee is $14.99/month or $98.99/year.

Most Popular Countries

YNAB is popular primarily in the United States, Canada, and the United Kingdom.

Supported Languages

The app primarily supports English, but it also has a growing user base in other English-speaking countries.

Availability

YNAB is available on both iOS and Android platforms.

2. Rocket Money

Formerly known as Truebill, Rocket Money simplifies the process of consolidating all your subscriptions and their respective due dates into a single, easily accessible platform. Furthermore, the app incorporates practical budgeting utilities and takes the initiative to negotiate reduced bills on your behalf. It is a personal finance management app that focuses on simplifying money management for users. It emphasizes convenience and accessibility to help individuals make informed financial decisions.

Main Features of Rocket Money:

Expense Tracking: Rocket Money allows users to effortlessly track their daily expenses, helping them understand their spending patterns.

Budget Creation: Users can create customized budgets based on their income and financial goals.

Bill Reminders: The app offers bill reminder features to ensure users never miss important payments.

Savings Goals: Rocket Money provides tools for setting and tracking savings goals, making it easier for users to achieve their financial objectives.

Subscription Fee/Plan

Rocket Money allow members to choose your own price for Premium. You can choose on a sliding scale between $3-$12/month. For successful bill negotiation, Rocket Money keeps 30% to 60% of the amount saved.

Most Popular Countries

Rocket Money is gaining popularity in the United States and various other English-speaking countries.

Supported Languages

The app primarily supports English.

Availability

Rocket Money is available on both iOS and Android platforms.

3. Empower

Empower was founded in 2016 by Warren Hogarth and Justin Ammerlaan. The company is based in San Francisco, California, USA, and aims to empower individuals to take control of their finances.

Empower stands out with its high-yield savings account, allowing users to earn competitive interest rates on their savings, promoting financial growth.

Main Features of Empower

Expense Tracking: Empower allows users to connect their bank accounts and credit cards to track expenses and transactions automatically.

Budgeting: Users can create customized budgets and spending limits, helping them manage their finances more effectively.

High-Yield Savings: Empower offers a high-yield savings account to help users grow their money with competitive interest rates.

Cash Advance: The app provides cash advance features, allowing users to access their earned paychecks early.

Subscription Fee/Plan

Empower offers a free version with basic features and a premium subscription plan. Empower offers a 14-day free trial for first-time customers. After the trial concludes, Empower charges an $8 auto-recurring monthly fee.

Most Popular Countries

Empower is primarily popular in the United States.

Supported Languages

The app primarily supports English.

Availability

Empower is available on both iOS and Android platforms.

4. PocketGuard

PocketGuard is a user-friendly personal finance app that focuses on providing a clear overview of users' financial situations. It connects to users' bank accounts and categorizes transactions to help them understand their spending patterns, set budgets, and achieve savings goals.

Main Features of PocketGuard

Expense Tracking: PocketGuard connects to your financial accounts to track expenses automatically and categorizes transactions for better visibility.

Budgeting: The app offers budgeting tools that help users set spending limits and savings goals.

Bill Reminders: PocketGuard provides bill tracking and reminders to ensure users never miss payments.

Savings Goals: Users can set and track savings goals, making it easier to save for future expenses or purchases.

Subscription Fee/Plan

The basic version is free, but the PocketGuard Pro version costs $7.99 for a monthly plan or $34.99 for an annual plan. You can also get a lifetime plan for a one-time cost of $79.99.

Most Popular Countries

PocketGuard is popular in the United States, Canada, and the United Kingdom.

Supported Languages

The app primarily supports English.

Availability

PocketGuard is available on both iOS and Android platforms.

5. Monefy

Monefy is a straightforward personal finance app designed for easy expense tracking and budget management. Its intuitive interface allows users to log expenses quickly and categorize transactions for better financial insight.

Monefy's simple and intuitive design makes it easy for users to record expenses on the go and gain a clear understanding of their spending habits.

Main Features of Monefy

Expense Tracking: Monefy allows users to log expenses quickly and efficiently, categorizing transactions for easy reference.

Budgeting: Users can set budgets for different spending categories to stay within their financial limits.

Account Synchronization: The app offers synchronization with multiple devices, making it convenient for users who switch between platforms.

Reports and Insights: Monefy provides visual reports and insights into spending patterns and trends.

Subscription Fee/Plan

Monefy offers a free version with basic features and an ad-free version available through a one-time purchase of $2.99.

Most Popular Countries

Monefy has a global user base, with popularity in countries like the United States, Russia, and India.

Supported Languages

Monefy supports a wide range of languages, making it accessible to users around the world.

Availability

Monefy is available on both iOS and Android platforms.

6. NerdWallet

NerdWallet is a comprehensive financial platform that provides users with a range of tools and resources to make informed financial decisions. While it offers educational content, it also features budgeting and credit monitoring tools.

Educational Content - NerdWallet stands out for its extensive library of articles and guides on personal finance topics, helping users improve their financial literacy.

Main Features of NerdWallet

Credit Score Monitoring: NerdWallet offers free credit score monitoring and insights to help users understand their credit health.

Financial Calculators: Users can access a variety of financial calculators for mortgage, retirement, and savings planning.

Budgeting Tools: The app provides budgeting features to help users manage their spending and savings.

Educational Content: NerdWallet offers a wealth of educational articles and guides on personal finance topics.

Subscription Fee/Plan

NerdWallet offers its services for free, making it accessible to a wide range of users.

Most Popular Countries

NerdWallet primarily serves users in the United States.

Supported Languages

The app primarily supports English.

Availability

NerdWallet is available on both iOS and Android platforms.

7. Acorns

Acorns is a micro-investment app that simplifies investing by rounding up everyday purchases to the nearest dollar and investing the spare change in diversified portfolios. It aims to make investing accessible to individuals with various financial backgrounds.

Main Features of Acorns

Round-Up Investments: Acorns automatically rounds up purchases to the nearest dollar and invests the spare change in a portfolio tailored to the user's risk tolerance.

Recurring Contributions: Users can set up automatic recurring contributions to accelerate their investments.

Found Money: Acorns partners with various brands, offering cashback rewards that are invested directly into the user's account.

Educational Content: The app provides educational content to help users learn about investing.

Subscription Fee/Plan

Acorns offers the Personal plan for $3 a month and the Family plan for $5 per month.

Most Popular Countries

Acorns is popular primarily in the United States.

Supported Languages

The app primarily supports English.

Availability

Acorns is available on both iOS and Android platforms.