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Top 9 Best Home Energy Efficiency Financing Options

Looking for Home Energy Efficiency Financing Options? We have made a list from the very best choice. Go ahead and find out their features.

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  • PACENation - Property Assessed Clean Energy Financing
    PACENation - Property Assessed Clean Energy Financing

    PACENation - Property Assessed Clean Energy Financing - Pacenation.org is a running community.

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  • Energy-Efficient Mortgages (EEMs)
    Energy-Efficient Mortgages (EEMs)

    Energy-Efficient Mortgages (EEMs) - Official US energy efficiency resource.

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  • Energy Improvement Mortgage (EIM)
    Energy Improvement Mortgage (EIM)

    Energy Improvement Mortgage (EIM) - Fannie Mae: Home of mortgage solutions.

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  • PowerSaver Loans
    PowerSaver Loans

    PowerSaver Loans - Official US housing and urban development website.

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  • Energy Upgrade California Financing
    Energy Upgrade California Financing

    Energy Upgrade California Financing - A resource for energy efficiency upgrades.

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  • HERO (Home Energy Renovation Opportunity) Program
    HERO (Home Energy Renovation Opportunity) Program

    HERO (Home Energy Renovation Opportunity) Program - HeroHomePrograms.com helps veterans find housing.

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  • Mass Save HEAT Loan Program
    Mass Save HEAT Loan Program

    Mass Save HEAT Loan Program - Masssave.com helps save energy and money.

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  • GreenSky Financing
    GreenSky Financing

    GreenSky Financing - Greensky.com provides financing solutions.

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  • Ygrene Energy Fund
    Ygrene Energy Fund

    Ygrene Energy Fund - Ygrene provides energy-saving financing solutions.

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Top 10 Sites for the Home Energy Efficiency Financing Options

1.

PACENation - Property Assessed Clean Energy Financing

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PACENation is a national nonprofit association that advocates for Property Assessed Clean Energy (PACE) financing. PACE is an innovative mechanism for financing energy efficiency and renewable energy improvements on private property. It allows property owners to finance the upfront cost of eligible improvements and repay the costs over time through a voluntary assessment attached to the property. PACE programs exist for both commercial and residential properties, with legislation active in 38 states and the District of Columbia. PACE financing provides low-cost, long-term funding for energy efficiency and renewable energy projects, unlocking opportunities for property owners to make sustainable improvements without large upfront cash payments.

2.

Energy-Efficient Mortgages (EEMs)

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Energy-Efficient Mortgages (EEMs) are a type of mortgage that allows homeowners to finance the cost of energy-efficient improvements into their mortgage. These improvements can include energy-efficient windows, insulation, and HVAC systems. By making these improvements, homeowners can save money on their energy bills and increase the value of their home. EEMs are available through participating lenders and are insured by the Federal Housing Administration (FHA). With an EEM, homeowners can save money on their energy bills while also increasing the value of their home.

3.

Energy Improvement Mortgage (EIM)

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The Energy Improvement Mortgage (EIM) is a program that allows homeowners to finance energy-efficient improvements along with their mortgage. It is offered by the Federal Housing Administration (FHA) and aims to help families save money on their utility bills by making their homes more energy-efficient. The EIM program recognizes that energy-efficient homes have lower operating costs, making them more affordable for homeowners. By financing energy improvements through their mortgage, homeowners can lower their utility bills and have more income available for their mortgage payments. The program was initiated by the Department of Housing and Urban Development in 1992 as a pilot demonstration and was expanded nationally in 1995. The Energy Efficient Mortgage (EEM) provides borrowers with special benefits when purchasing or refinancing a home that is energy-efficient or can be made efficient through the installation of energy-saving improvements.

4.

PowerSaver Loans

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PowerSaver Loans is a financing program offered by the US Department of Energy to help homeowners make energy-efficient upgrades to their homes. The program offers two types of loans: unsecured consumer loans of up to $7,500 and second mortgages of up to $25,000 for larger retrofit projects. The loans are available through qualified lenders and do not require a home appraisal. PowerSaver Loans help homeowners save money on their energy bills while reducing their carbon footprint.

5.

Energy Upgrade California Financing

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Energy Upgrade California is a statewide initiative aimed at promoting energy efficiency and reducing greenhouse gas emissions in California. The program provides resources, tips, and programs to help individuals and businesses save energy, conserve natural resources, and make informed energy management choices. By implementing small changes in energy consumption, Californians can make a significant impact on reducing demand on the energy grid and combating climate change. The goal of Energy Upgrade California is to protect the environment and ensure a sustainable future for generations to come.

6.

HERO (Home Energy Renovation Opportunity) Program

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The Home Energy Renovation Opportunity (HERO) Program is an energy-efficient financing program available in select communities within California and Missouri. HERO stands for Home Energy Renovation Opportunity. It provides homeowners with long-term financing options for energy-efficient, water-efficient, and renewable energy products and improvements. The program allows homeowners to make upgrades to their homes without upfront costs and pay back the financing over time. The financing is repaid through property tax payments, which are collected by the county. The HERO Program was developed in 2010 through a partnership with the Western Riverside Council of Governments and has since created jobs and funded numerous projects in California.

7.

Mass Save HEAT Loan Program

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The Mass Save HEAT Loan Program is a great way to save money on energy costs while making your home more energy efficient. The program offers low-interest loans to help homeowners finance energy-efficient improvements such as insulation, air sealing, and heating and cooling systems. The loans are available to Massachusetts residents and can be used to finance up to $25,000 in energy-saving improvements. The loan terms are flexible and the interest rates are competitive. Plus, the program offers additional incentives such as rebates and discounts on energy-efficient products. With the Mass Save HEAT Loan Program, you can save money on energy costs while making your home more comfortable and energy efficient.

8.

GreenSky Financing

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GreenSky Financing is a financial technology company that provides point-of-sale financing and payment solutions to merchants and consumers. It offers a range of products and services, including consumer financing, merchant financing, and payment processing. GreenSky's consumer financing solutions allow customers to finance their purchases with low-interest rates and flexible payment plans. Its merchant financing solutions provide merchants with access to capital to help them grow their businesses. GreenSky also offers payment processing services, allowing merchants to accept payments from customers quickly and securely. With its innovative technology and customer-focused approach, GreenSky is revolutionizing the way people finance and pay for goods and services.

9.

Ygrene Energy Fund

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Ygrene Energy Fund is a leading provider of clean energy financing for commercial, multifamily, and residential properties. Ygrene offers a unique financing solution that enables property owners to make energy efficiency and renewable energy upgrades with no upfront costs. Ygrene's PACE (Property Assessed Clean Energy) financing program is available in over 30 states and provides long-term financing for energy efficiency, renewable energy, water conservation, and seismic retrofits. Ygrene also offers a variety of other financing solutions, including unsecured loans, grants, and rebates. Ygrene is committed to helping property owners reduce their energy costs and carbon footprint while creating jobs and stimulating local economies.

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