Top 8 Best Identity Theft Insurance

Looking for Identity Theft Insurance? We have made a list from the very best choice. Go ahead and find out their features.

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Identity Theft Insurance is a type of insurance policy that provides financial protection against the costs associated with identity theft. It covers expenses such as legal fees, lost wages, and credit monitoring services. It also provides reimbursement for any out-of-pocket expenses incurred as a result of identity theft. Identity Theft Insurance is designed to help individuals recover from the financial and emotional damage caused by identity theft. It is an important tool for protecting personal information and financial assets.
  • IdentityIQ.com
    IdentityIQ.com

    IdentityIQ.com - Identityiq.com is a credit monitoring service.

  • IdentityForce.com
    IdentityForce.com

    IdentityForce.com - Identityforce.com provides identity protection.

  • ID Watchdog
    ID Watchdog

    ID Watchdog - Idwatchdog.com monitors and protects your identity.

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  • IDShield.com
    IDShield.com

    IDShield.com - Idshield.com provides identity theft protection.

  • IdentityHawk.com
    IdentityHawk.com

    IdentityHawk.com - Securely protect your online identity.

  • IdentityGuard.com
    IdentityGuard.com

    IdentityGuard.com - Identityguard.com provides identity protection.

  • IdentityShield.com
    IdentityShield.com

    IdentityShield.com - Identityshield.com provides identity protection.

  • IdentityForcePlus.com
    IdentityForcePlus.com

    IdentityForcePlus.com - Identityforceplus.com provides identity protection.

Top 10 Sites for the Identity Theft Insurance

1.

IdentityIQ.com

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IdentityIQ is a comprehensive identity management software offered by SailPoint. It leverages AI and machine learning to automate provisioning, access requests, access certification, and separation of duties demands. It is custom-built for complex enterprises and provides intelligent governance of access to essential business applications. Some key features of IdentityIQ include customizable enterprise-grade identity security, managing access as users join, move, or leave, controlling access to essential business tools, and providing detailed audit reports. IdentityIQ is designed to help enterprises streamline their identity and access management processes, ensure compliance with privacy and security regulations, and protect against identity theft and data breaches.

2.

IdentityForce.com

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IdentityForce is a TransUnion brand that provides identity theft protection and credit security solutions. They offer advanced detection technology, real-time alerts, 24/7 U.S.-based support, and identity recovery services backed by a million dollar insurance policy. Identity theft is one of the top 10 biggest threats to today’s businesses, and IdentityForce provides an early warning system that rapidly notifies you when your personal information is at risk. Their alerts are sent to your smart phone, tablet, or desktop computer, so you have the power to act before damage is done. IdentityForce has a 40-year+ tradition of providing award-winning identity protection solutions and exceptional customer service, maintaining an A+ rating from the Better Business Bureau. They offer up to $1 million in insurance coverage related to the costs you will encounter while trying to restore your identity. Their customer service team is available 24 hours a day, excluding holidays.

Pros

  • pros Comprehensive identity theft protection
  • pros Advanced fraud monitoring features
  • pros User-friendly and intuitive interface

3.

ID Watchdog

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ID Watchdog is an identity theft protection service that helps individuals and families protect their personal and financial information. The company offers a range of features to help monitor and protect against identity theft, including: - **Identity Monitoring**: ID Watchdog's identity monitoring service scours billions of public records to search for activity that could be a sign of potential identity theft. - **Dark Web Monitoring**: The company's dark web monitoring service scans websites, chat rooms, and other forums known for trafficking stolen personal and financial information for compromised credentials. - **Breach Alerts**: ID Watchdog sends alerts when it detects that personal information has been compromised in a data breach. - **Social Network Alerts**: The company notifies users of potential cyberbullying or reputation-damaging information directed at them or their family on social media. - **Child Credit Lock**: ID Watchdog offers a child credit lock feature to help protect minors from identity theft. ID Watchdog also provides identity theft restoration services and up to $1 million in identity theft reimbursement. The company offers different plan options, including a family plan that allows each adult to have their own personalized account.

Pros

  • pros Comprehensive identity theft protection
  • pros Advanced monitoring and alert system
  • pros User-friendly and intuitive interface

Cons

  • consLimited identity theft coverage
  • consExpensive monthly subscription

4.

IDShield.com

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IDShield is an identity theft protection service that provides individuals and businesses with tools to monitor their online presence and alert them of any unusual activity. The company offers full coverage protection and restoration plans, including licensed private investigators to help restore your identity to its pre-theft status. IDShield also provides cybersecurity and device protection, such as world-class VPN, malware protection, parental controls, and password protection. For businesses, IDShield offers a full-service cyber protection plan that includes proactive network scans, endpoint detection, remote IT and compliance support, and cyber security policy support. Additionally, IDShield offers industry-leading Reputation and Privacy management services included in all plans, following the acquisition of Reputation Management company Yourself Online, Inc. The company aims to help people rest easy and live life online without worry.

Pros

  • pros Comprehensive identity theft protection
  • pros 24/7 access to credit monitoring
  • pros Expert resolution services for identity theft incidents

Cons

  • consLimited coverage options
  • consHigh monthly fees

5.

IdentityHawk.com

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IdentityHawk.com is a website that offers identity theft protection services and resources to help members identify and eliminate areas where they are most at risk for identity theft. The website provides advanced software to track and prevent identity fraud, as well as comprehensive identity risk warnings, email and text alerts, and breach notifications to detect fraudulent activity. IdentityHawk also offers an Identity Health Score, which rates your identity security on a scale of 1 to 100, allowing you to see how big your identity theft risk is at any given time. However, achieving a score of 100 does not guarantee that your identity is untouchable. The website also has a terms of use agreement that outlines the terms of membership.

6.

IdentityGuard.com

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Identity Guard is a company that provides identity theft protection services to individuals and businesses. They offer a range of plans and features to help protect personal information, monitor for signs of fraud, and provide insurance coverage in the event of identity theft. Here is an overview of Identity Guard's business: - **Identity Theft Protection**: Identity Guard helps individuals and families protect their personal, credit, and financial assets from the constantly evolving threats of fraud. They monitor personal information, credit, and bank accounts for signs of fraud and alert customers to breaches and credit fraud in near real-time. - **Insurance Coverage**: All Identity Guard plans offer $1 million in identity theft insurance to cover legal fees, stolen funds, and more. - **Family Protection**: Identity Guard offers family plans, allowing multiple family members to be covered under a single account. - **Business Solutions**: Identity Guard also provides cybersecurity tools for businesses, helping them prevent and prepare for data breaches while keeping employees safe online. - **Experience and Reputation**: Identity Guard has over 20 years of experience in the identity theft protection industry and has resolved over 140,000 cases of identity fraud. They are rated as one of the top providers in the industry. Overall, Identity Guard aims to educate and empower individuals and businesses to take control of their personal information and protect it from fraud, theft, or misrepresentation. They offer comprehensive protection and support to give customers peace of mind in an increasingly digital world.

Pros

  • pros Comprehensive identity theft protection
  • pros Advanced fraud detection technology
  • pros 24/7 customer support availability

Cons

  • consExpensive subscription fees
  • consLimited credit monitoring options

7.

IdentityShield.com

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IDShield is an identity theft protection service that offers different features at different price points. It is a part of Sontiq, a parent company that provides proactive identity, privacy, and credit protection for individuals, businesses, and government agencies. Sontiq's Small Business Suite has won a Gold Stevie Award as New Product of the Year within the Identity & Access Security Solution category. Cigna has partnered with Sontiq's IdentityForce to provide identity theft protection services. Bank of Washington also offers IDShield's industry-leading identity defense services.

8.

IdentityForcePlus.com

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IdentityForcePlus.com is a website that provides identity theft protection services. The business offers a range of services to help protect individuals from identity theft, including credit monitoring, identity theft insurance, and fraud alerts. The website also provides resources and information to help individuals learn more about identity theft and how to protect themselves. The company's services are designed to help individuals detect and respond to identity theft quickly, minimizing the damage caused by the theft. Overall, IdentityForcePlus.com is a comprehensive resource for individuals looking to protect themselves from identity theft and its consequences.

Frequently Asked Questions About Identity Theft Insurance

less What types of coverage are included in an Identity Theft Insurance policy?

An Identity Theft Insurance policy typically includes coverage for expenses related to restoring one's identity, such as legal fees, lost wages, and the cost of notifying creditors and credit bureaus. It may also provide reimbursement for stolen funds, fraudulent charges, and other financial losses. Additionally, some policies may include access to credit monitoring services and identity theft resolution services.

less How much does Identity Theft Insurance typically cost?

Identity Theft Insurance typically costs between $25 and $30 per year. The cost of coverage varies depending on the provider and the level of coverage offered. Some providers may offer discounts for multiple policies or for bundling with other services.

less What steps can I take to protect myself from identity theft?

1. Secure personal information. Keep Social Security cards, passports, and birth certificates in a safe place. 2. Monitor financial accounts. Check bank and credit card statements regularly for suspicious activity. 3. Protect passwords. Use strong passwords and change them frequently. 4. Shred documents. Destroy documents containing personal information before discarding. 5. Be aware of phishing scams. Do not respond to emails or texts asking for personal information. 6. Opt out of pre-approved credit offers. Contact the three major credit bureaus to opt out of pre-approved credit offers. 7. Use secure websites. Look for the “https” in the URL when making online purchases. 8. Use a credit monitoring service. Consider using a credit monitoring service to help detect suspicious activity.

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