Top 8 Best VA Mortgages

Looking for VA Mortgages? We have made a list from the very best choice. Go ahead and find out their features.

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VA Mortgages are home loans available to veterans, active-duty service members, and certain surviving spouses. These mortgages are backed by the U.S. Department of Veterans Affairs and offer a number of benefits, such as no down payment, no private mortgage insurance, and competitive interest rates. VA Mortgages also offer flexible credit requirements and closing costs that are typically lower than those of conventional loans. Borrowers must meet certain eligibility requirements to qualify for a VA Mortgage, such as having served in the military for a certain period of time.
  • Wells Fargo
    Wells Fargo

    Wells Fargo - Wells Fargo: Banking and Financial Services.

    Secure Banking

    Mobile App

  • USAA
    USAA

    USAA - Financial services for military members.

    Financial Services

    Insurance

  • Navy Federal Credit Union
    Navy Federal Credit Union

    Navy Federal Credit Union - Navy Federal Credit Union website.

    Secure Login

    Online Banking

  • Advertisement

  • Veterans United Home Loans
    Veterans United Home Loans

    Veterans United Home Loans - Veteransunited.com: Veteran-focused mortgage lender.

  • Rocket Mortgage
    Rocket Mortgage

    Rocket Mortgage - RocketMortgage.com is an online mortgage lender.

    Online Application

    Instant Approval

  • Bankrate.com
    Bankrate.com

    Bankrate.com - Bankrate.com provides financial advice and tools.

    Interest Rates

    Calculators

  • quickenloans
    quickenloans

    quickenloans - Online mortgage lender for home loans.

    Mortgage Refinancing

    Online Application

  • NewDay USA
    NewDay USA

    NewDay USA - Online lender for personal loans.

Top 10 Sites for the VA Mortgages

1.

Wells Fargo

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Pros

  • pros Convenient banking
  • pros Secure transactions
  • pros Wide selection

Cons

  • consHigh Fees
  • consPoor Service
  • consUnreliable

2.

USAA

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USAA.com is an online financial services provider that offers a wide range of products and services to its members. USAA provides banking, insurance, investments, retirement planning, and other financial services to its members, who are primarily active and retired military personnel and their families. USAA also offers a variety of other services, such as travel and auto insurance, credit cards, and real estate services. USAA is committed to providing its members with the best possible service and products, and strives to provide a secure and convenient online experience.

Pros

  • pros Excellent customer service and support
  • pros Competitive rates and discounts
  • pros Wide range of financial services

Cons

  • consLimited eligibility requirements Higher fees for non-members

4.

Veterans United Home Loans

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Veterans United Home Loans is a leading provider of VA mortgages, specializing in helping veterans and military families become homeowners. Since 2002, they have been dedicated to providing exceptional service and expertise in the VA Loan industry. With a focus on VA loans, Veterans United Home Loans has streamlined the homebuying and refinancing process for veterans, making it easier for them to achieve their homeownership goals. They have a strong commitment to military homebuyers and strive to provide friendly service. Additionally, Veterans United Home Loans has a Military Relations Team that works to provide new opportunities to the company and branch partners nationwide. They are also involved in community service projects, such as the ThanksToVeterans Tour, where they collaborate with veterans on service projects in various locations.

5.

Rocket Mortgage

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Rocket Mortgage is a digital mortgage lender that provides a simplified and convenient way to finance a home. The company offers a variety of mortgage products, including conventional, FHA, VA, and jumbo loans. Rocket Mortgage's mission is to make the complicated home financing process simpler by using innovative technology and providing excellent customer service. The company pioneered the all-online mortgage application, allowing borrowers to easily compare rates, learn more about the mortgage process, and apply for a loan with just a few clicks of the keys. Rocket borrowers can lock their rate for up to 90 days and get prequalified or verified approval letters seamlessly to help in their house-hunting efforts. Rocket Mortgage is available in all 50 states and has a wide range of availability factors that can make the overall mortgage-application process smoother or more challenging.

Pros

  • pros Convenient
  • pros Fast
  • pros Secure

Cons

  • consHigh Interest Rates
  • consLimited Options
  • consNo Refinancing

6.

Bankrate.com

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Bankrate.com is a personal finance website that provides information and tools to help consumers make informed financial decisions. The website offers a range of resources, including articles, calculators, and comparison tools, covering topics such as credit cards, insurance, investing, and banking. Bankrate.com is owned by Red Ventures, a digital marketing company that operates a portfolio of brands in various industries. Bankrate.com's business is to provide consumers with information and tools to help them make informed financial decisions. The website generates revenue through partnerships with financial institutions, such as credit card issuers and banks, who pay to advertise their products on the site. Bankrate.com also earns revenue through affiliate marketing, where it receives a commission when users click on links to financial products and services and make a purchase. Bankrate.com's content is created by a team of writers, editors, and industry experts who score credit cards, insurance policies, and other financial products based on a variety of factors, including features, bonus offers, and independent research. The website strives to provide accurate and unbiased information to help consumers make informed financial decisions. In summary, Bankrate.com is a personal finance website that provides information and tools to help consumers make informed financial decisions. The website generates revenue through partnerships with financial institutions and affiliate marketing. Its content is created by a team of experts who strive to provide accurate and unbiased information to help consumers make informed financial decisions.

Pros

  • pros Accurate financial advice
  • pros Comprehensive research tools
  • pros Easy to use interface

Cons

  • consInaccurate information
  • consLimited resources
  • consAds intrusive

7.

quickenloans

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QuickenLoans.com is an online mortgage lender that provides a variety of services to help customers find the best mortgage for their needs. The company offers a variety of loan products, including conventional, FHA, VA, and jumbo loans, as well as refinancing options. QuickenLoans.com also provides tools and resources to help customers understand the mortgage process and make informed decisions. Customers can apply for a loan online, and the company's team of experts is available to answer questions and provide guidance throughout the process. QuickenLoans.com is committed to providing a fast, easy, and transparent mortgage experience.

Pros

  • pros Fast and Easy
  • pros Secure and Reliable
  • pros Low Rates/Fees

Cons

  • consHigh Interest Rates
  • consLimited Services
  • consNo Refinancing

8.

NewDay USA

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NewDay USA is a VA mortgage company that provides home loans to veterans and military homebuyers. The company was founded in 1999 and is headquartered in Fulton, Maryland. NewDay USA offers a variety of loan options, including VA loans, FHA loans, and conventional loans. The company's mission is to help veterans achieve the American dream of homeownership by providing them with affordable and accessible mortgage options. NewDay USA has been recognized as one of the nation's leading VA mortgage companies and has received numerous awards for its commitment to serving veterans and military families. The company can be reached by phone at 800-995-0341 for general inquiries or to access your loan account.

Frequently Asked Questions About VA Mortgages

less What are the eligibility requirements for a VA mortgage?

To be eligible for a VA mortgage, borrowers must be an active duty service member, veteran, or surviving spouse of a veteran. They must also have a valid Certificate of Eligibility (COE) and meet the lender's credit and income requirements. Additionally, the property must be used as the borrower's primary residence.

less What are the benefits of a VA mortgage?

VA mortgages offer a number of benefits, including no down payment, no private mortgage insurance, competitive interest rates, and flexible credit requirements. VA mortgages also offer more lenient debt-to-income ratio requirements, allowing borrowers to qualify for larger loan amounts. Additionally, VA mortgages are assumable, meaning that the loan can be transferred to another borrower if the original borrower sells the home.

less What documents are required to apply for a VA mortgage?

To apply for a VA mortgage, you will need to provide proof of your military service, such as a DD-214 form, a Certificate of Eligibility, and proof of income. You will also need to provide proof of your creditworthiness, such as a credit report, bank statements, and other financial documents.

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