Top 10 Best Co-branded Cards

Looking for Co-branded Cards? We have made a list from the very best choice. Go ahead and find out their features.

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Co-branded cards are payment cards that are issued by two separate companies, typically a financial institution and a merchant. These cards offer customers the convenience of a single card that can be used to make purchases at both the merchant and the financial institution. Co-branded cards typically offer customers rewards and benefits from both the merchant and the financial institution, such as discounts, cash back, and loyalty points. They also often come with additional features such as travel insurance, purchase protection, and extended warranties. Co-branded cards are a great way for customers to get the most out of their spending.
  • Bank of America
    Bank of America

    Bank of America - Major U.S. bank offering financial services and products.

    Annual fee: zero

  • Discover
    Discover

    Discover - Financial services company known for credit cards and banking

    Annual fee: zero

  • Wells Fargo
    Wells Fargo

    Wells Fargo - Wells Fargo: Banking and Financial Services.

    Secure Banking

    Mobile App

  • Advertisement

  • U.S. Bank
    U.S. Bank

    U.S. Bank - Diverse banking services and financial solutions for customers.

    Annual fee: zero

  • HSBC Bank USA
    HSBC Bank USA

    HSBC Bank USA - A global banking and financial services website.

    Secure Login

    Easy Access

  • Chase Bank
    Chase Bank

    Chase Bank - Rewards for Marriott stays with Chase.

  • Regions Bank
    Regions Bank

    Regions Bank - Regions.com provides banking services.

  • Capital One
    Capital One

    Capital One - Financial services for banking and investing.

    Credit Cards

    Banking

  • barclaycardus
    barclaycardus

    barclaycardus - Barclaycardus.com: Credit cards for all needs.

  • PNC
    PNC

    PNC - PNC: Banking, Investing, and Lending.

    Online Banking

    Bill Pay

Top 10 Sites for the Co-branded Cards

1.

Bank of America

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The Bank of America® Premium Rewards® Credit Card is a credit card that offers a variety of rewards and benefits to its users. With unlimited points, up to $200 in travel statement credits, and a 50,000 bonus points offer, this card is designed to provide users with flexibility and value. Cardholders can choose how they want to be rewarded, whether it's through travel, cash back, a statement credit, distinctive experiences, or gift cards. The card also offers flexible redemption options, making it easy for users to get the most out of their rewards. If you qualify for Bank of America Preferred Rewards, the Bank of America® Premium Rewards® credit card has the potential to be quite a lucrative card to use on everyday spending.

Pros

  • pros Flexible rewards program: The Bank of America® Travel Rewards credit card offers a flexible rewards program, allowing you to earn points on all purchases, including hotel bookings, with no blackout dates.
  • pros Zero annual fee: It has no annual fee and provides an introductory 0% APR period, making it suitable for budget-conscious travelers.
  • pros Additional perks: The card offers additional perks like no foreign transaction fees and the ability to boost your rewards as a Bank of America Preferred Rewards member.

Cons

  • consFewer premium travel benefits: The card may have fewer premium travel benefits compared to other travel-focused cards, such as airport lounge access or travel statement credits.
  • consLimited redemption: While the rewards program is valuable, there may be limitations or restrictions on redeeming your points for hotel bookings.

2.

Discover

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Discover it® Miles is a rewards credit card that offers an unlimited 1.5x miles on every purchase. With no annual fee and no foreign transaction fees, it's a great way to earn rewards on everyday purchases. Plus, you can redeem your miles for travel, gift cards, cash back, and more. With Discover it® Miles, you can also get access to exclusive benefits like free FICO® Credit Score, fraud protection, and more. With Discover it® Miles, you can get the most out of your rewards and enjoy the freedom to explore the world.

Pros

  • pros No annual fee
  • pros Flexible redemption options

Cons

  • consLow rewards rate compared to other travel cards
  • consLack of travel perks
  • consNot widely accepted outside the US

3.

Wells Fargo

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The Wells Fargo Propel American Express® Card is a great choice for those looking for a rewards card with no annual fee. With this card, you can earn 3X points on eating out and ordering in, gas stations, rideshares, transit, flights, hotels, homestays, car rentals, and popular streaming services. You can also earn 1X points on all other purchases. Plus, you can get a 30,000 bonus points when you spend $3,000 in purchases in the first 3 months. With this card, you can also enjoy travel protections, no foreign transaction fees, and access to exclusive events. With the Wells Fargo Propel American Express® Card, you can get the most out of your everyday purchases.

Pros

  • pros Convenient banking
  • pros Secure transactions
  • pros Wide selection

Cons

  • consHigh Fees
  • consPoor Service
  • consUnreliable

4.

U.S. Bank

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The U.S. Bank Altitude® Reserve Visa Infinite® Card is a premium rewards card that offers a variety of benefits and rewards. Cardholders can earn 3X points on eligible travel and mobile wallet purchases, and receive up to $325 in annual travel credits. Cardholders also receive a complimentary Priority Pass™ Select membership, which provides access to over 1,200 airport lounges worldwide. Other benefits include a 12-month subscription to a streaming service, up to $100 in statement credits for Global Entry or TSA Pre✓® application fees, and no foreign transaction fees. With the U.S. Bank Altitude® Reserve Visa Infinite® Card, you can enjoy a world of rewards and benefits.

Pros

  • pros Zero annual fee and decent dining rewards: The U.S. Bank Altitude® Go Visa Signature® Card has no annual fee and focuses on dining rewards, including hotel dining expenses.
  • pros Various perks: It offers valuable perks like cell phone protection, enhancing your overall travel experience.

Cons

  • consLimited kinds of travel benefits: The travel benefits of the card may not be as extensive as other travel-specific cards, potentially limiting your access to travel perks like airport lounge access.
  • consUnattractive redemption policies: The value of the rewards when redeeming for hotel bookings may not be as high compared to other cards.

5.

HSBC Bank USA

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Introducing the HSBC Premier World Elite Mastercard® - a prestigious credit card that offers an array of exclusive benefits and rewards. With a $395 annual fee (waived for eligible customers), this card is designed for individuals with a qualifying Premier or Private Bank relationship. Cardholders can earn 50,000 Rewards Bonus Points worth $750 in airfare when they spend $4,000 within the introductory period. The card also provides access to the Mastercard Concierge Service, offering personalized assistance for various needs. With no foreign transaction fees and enhanced travel benefits, the HSBC Premier World Elite Mastercard® is an excellent choice for those seeking luxury and convenience.

Pros

  • pros Secure
  • pros Convenient
  • pros Comprehensive

Cons

  • consSecurity
  • consComplexity
  • consGlitches

6.

Chase Bank

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Chase.com/Marriott is a partnership between Chase Bank and Marriott International. The partnership offers customers the ability to earn Marriott Bonvoy points when they use their Chase credit cards. Customers can also use their points to book stays at Marriott hotels, purchase airline tickets, and more. Customers can also take advantage of exclusive offers and discounts when they use their Chase credit cards at Marriott locations. The partnership also offers customers access to exclusive events and experiences, as well as the ability to transfer points between Chase and Marriott.

7.

Regions Bank

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Regions.com is a financial services company that provides banking, lending, investments, and insurance services to individuals and businesses. It is a subsidiary of Regions Financial Corporation, a publicly traded company that is headquartered in Birmingham, Alabama. Regions.com offers a variety of products and services, including checking and savings accounts, credit cards, mortgages, personal loans, business loans, and insurance. Customers can access their accounts online, through the mobile app, or at any of the more than 1,500 branches located across the United States. Regions.com also provides financial education and advice to help customers make informed decisions about their finances.

Pros

  • pros Convenient online banking services
  • pros Wide range of financial products
  • pros Strong customer service support

Cons

  • consLimited branch locations
  • consHigh fees and charges

8.

Capital One

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The Capital One Venture Rewards Credit Card is a highly popular credit card known for its generous rewards program and flexibility in redeeming rewards for travel expenses. Unlike many airline-branded cards, the Venture card offers a high rewards rate on all purchases, not just travel spending. Cardholders earn unlimited double miles per dollar on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. The rewards earned can be used to cover the cost of recent travel purchases, with no restrictions on when or how you travel. The card also offers additional benefits such as rental car damage coverage and access to the Capital One Lounge and Partner Lounge Network. There is an annual fee of $95 for the Venture card, but for those looking for a no-annual-fee option, Capital One also offers the VentureOne card with a slightly lower rewards rate.

Pros

  • pros Secure
  • pros Convenient
  • pros Rewarding

Cons

  • consHigh interest rates
  • consLimited services
  • consFew branches

9.

barclaycardus

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Barclaycardus.com is a website owned by Barclays Bank, a leading global financial services provider. The website provides customers with access to a range of credit cards, including rewards cards, travel cards, and business cards. Customers can also access a range of other services, such as balance transfers, cash advances, and online banking. The website also provides customers with access to exclusive offers and discounts, as well as helpful tools and resources to help them manage their finances.

10.

PNC

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PNC Bank is a financial institution that provides a range of financial products and services to individuals, small businesses, corporations, and government entities. The bank offers personal banking services such as checking and savings accounts, credit cards, loans, and mortgages. Additionally, PNC Bank provides small business banking services such as business checking accounts, merchant services, and loans. The bank is also involved in corporate and institutional banking, asset management, and wealth management. PNC Bank has a strong commitment to corporate responsibility and sustainability, as evidenced by their annual Corporate Responsibility Reports. In 2020, PNC Bank employees stepped into new, temporary roles to better support their customers during the economic fallout caused by the pandemic.

Pros

  • pros Secure
  • pros Convenient
  • pros Accessible

Cons

  • consSecurity
  • consLimited Access
  • consFees

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