Top 10 Best Credit Union Member Services

State Employees' Credit Union (SECU) is a credit union that serves North Carolina employees, their families, and the community. SECU offers a range of financial services, including checking and savings accounts, loans, credit cards, and investment advisory services. They also provide online banking services, which are protected by strategic security controls and a multi-layered approach to safeguard members' personal and financial information. SECU also offers ID Navigator Powered by NortonLifeLock, which provides tools to help members stay informed of potential threats to their identity and act quickly. SECU will never call, text, or email to ask for personal or financial information such as user IDs, passwords, account numbers, or card information. If they need to contact members regarding their accounts, they may ask security questions to validate their identity, but they will not ask for complete account numbers, card numbers, or online credentials.

Alliant Credit Union is a not-for-profit financial cooperative that operates nationwide. It follows a members-first philosophy, where all members are also owners of the credit union. Alliant Credit Union offers a range of financial products and services, including online banking, credit cards, loans, savings accounts, and checking accounts. They prioritize providing their members with competitive rates, high dividends, and excellent customer service. Alliant Credit Union also provides various resources and disclosures, such as the Alliant Account Agreement and Disclosures, Courtesy Pay Disclosure, and Fee Schedule. Members can contact Alliant Credit Union through their online banking platform or by calling their customer service line.

First Tech Federal Credit Union is a credit union that offers a wide range of financial services to its members. It is the nation's premier credit union serving employees and family members of the world's leading technology companies. First Tech offers traditional banking services, online banking, mortgages, financial planning, and various other financial services. They also have a list of companies or organizations whose employees can become First Tech members. First Tech's superior service makes them more than just a bank, but a trusted financial partner. In 2021, First Tech contributed more than $2.7 million to West Coast nonprofit organizations. They continue to lead the way in member service, innovation, financial performance, and community.

PenFed Credit Union is a financial institution that offers a range of financial services to its members. It was founded in 1935 and is headquartered in McLean, Virginia. PenFed Credit Union provides services such as checking and savings accounts, credit cards, mortgages, personal loans, auto loans, and more. It is a not-for-profit organization that is owned and operated by its members. PenFed Credit Union has over 2 million members and is one of the largest credit unions in the United States. The organization is committed to providing its members with competitive rates, excellent customer service, and financial education to help them achieve their financial goals.

America First Credit Union is a financial institution that offers various banking services and products to its members. Here is an introduction to America First and its business: - **Fraud Text Alerts**: America First Credit Union provides fraud text alerts to its members. If suspicious activity is detected on their credit or debit card, members receive a text message to verify the transaction's legitimacy. - **Risk Alerts**: The credit union advises its members to be cautious of calls claiming to be from specific companies and recommends hanging up if they are suspicious. - **Membership & Account**: America First Federal Credit Union is referred to as "we," "us," "our," or "it" in the membership agreement. The term "account" encompasses any deposit accounts held by members. - **Frequently Asked Questions**: The credit union offers a section on its website dedicated to frequently asked questions, providing information and assistance to members regarding technical issues and online banking. - **Basic Business Checking**: America First offers a Basic Business Checking account, which is their most popular business account. It is designed for businesses that generate fewer than 250 transactions per month. Additional transactions beyond the limit are charged 15 cents each. The account provides flexibility and options for managing day-to-day operations. - **Becoming a Member**: America First Credit Union welcomes individuals to become members and enjoy the benefits it offers. Members have access to various tools and services, including online and mobile banking, telephone banking, ATMs, and mobile security features. Membership also comes with perks such as discounts, cash-back rebate programs, seminars, and additional advantages. Overall, America First Credit Union aims to provide its members with a range of financial services and products, including fraud protection, business checking accounts, and convenient banking options.

BECU is a member-owned, not-for-profit credit union that is committed to improving the financial well-being of its members and communities. They offer access to safe, affordable financial services and programs that encourage financially healthy behaviors. BECU provides the same great rates and fewer fees for business accounts as they do for personal accounts. In 2021, BECU had over 1.3 million members, $30.2 billion in assets, and a net worth ratio of 9.82% . They also offer member-only discounts and events. BECU partners with institutions, organizations, and nonprofits that share their values and offer members additional ways to save money.

Mountain America Credit Union (MACU) is a not-for-profit financial institution that operates in Utah and the West. Their primary focus is on guiding their members towards financial success. MACU offers a range of services and products to meet the financial needs of individuals and businesses. Some of their key offerings include: 1. **Personal Banking**: MACU provides various personal banking services such as checking accounts, savings accounts, credit cards, loans, mortgages, and investment options. 2. **Online and Mobile Banking**: MACU offers convenient online and mobile banking services, allowing members to manage their accounts, make payments, transfer funds, and access other financial services from anywhere. 3. **Business Services**: MACU also caters to the needs of businesses with services like business checking accounts, online business banking, and the women's financial services network. MACU aims to prioritize its members and help them achieve their financial goals through a combination of personalized guidance and a wide range of financial products and services.

SchoolsFirst Federal Credit Union is a credit union that provides financial services to California school employees and their families. The credit union was founded in 1934 and has a focus on providing world-class personal service and financial security to its members. SchoolsFirst FCU offers a variety of financial products and services, including savings accounts, checking accounts, credit cards, auto loans, mortgages, and share certificates. They also have a commitment to supporting and celebrating the communities they serve, including through the Education Foundation for California Schools. To join SchoolsFirst FCU, you must be a current or retired school employee living in California, or an immediate family member of a SchoolsFirst FCU member.

USAA.com is an online financial services provider that offers a wide range of products and services to its members. USAA provides banking, insurance, investments, retirement planning, and other financial services to its members, who are primarily active and retired military personnel and their families. USAA also offers a variety of other services, such as travel and auto insurance, credit cards, and real estate services. USAA is committed to providing its members with the best possible service and products, and strives to provide a secure and convenient online experience.

Navy Federal Credit Union is a financial institution that provides banking services to members of the United States Armed Forces, Department of Defense, veterans, and their families. Navy Federal offers a wide range of services, including checking and savings accounts, loans, mortgages, credit cards, and more. Customers can access their accounts online through navyfederal.org, which also provides helpful financial resources and tools. Navy Federal is committed to providing members with the best banking experience possible, with competitive rates, low fees, and excellent customer service.